• Image: Jennie Hills, Science Museum
  • 15 May 2012

    Turn your phone in to a 'mobile wallet'. Access your payment cards, bank accounts, even travel cards, and manage your money on the move. Having a 'mobile wallet' lets you ditch cash and cards and just carry your phone.

    Elise

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60 second interview

  • Sandra Alzetta_thumb

    Sandra Alzetta is the Senior Vice President and Head of Mobile, Contactless and Innovation at Visa in Europe.


Points of view

  • Image: Stefanie Reid

    We asked a range of experts how they felt about paying with their phone. Would they ditch cash and cards? See what they had to say and share your thoughts.


1,046 comments on 'Will phones replace cash and cards?'

  1. antennagallery

    Alonzo Mosley Fbi

    November 9, 2012 at 15:53

    what if you don’t have a phone?

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  2. antennagallery

    Db Cooper

    November 9, 2012 at 15:58

    This is simply to get people to spend more. From the banks point of view, it will preferably be money people do not have, aka credit. Credit generates profit for banks.

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  3. antennagallery

    Rob Fuscate

    November 9, 2012 at 16:01

    I already use my Android to buy stuff of the ‘net can’t see that this is much different

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  4. antennagallery

    Ade

    November 9, 2012 at 18:15

    A great idea. The dowside is fraud and identity theft. Safeguards are needed for this technology.

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  5. antennagallery

    Abz

    November 10, 2012 at 12:21

    you never know these days somenes could hack into yur phone and get your card num bers. internet is as unsafe as it should go.

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  6. antennagallery

    Katie

    November 10, 2012 at 12:29

    I think that it would be better to have phones

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  7. antennagallery

    Mick

    November 10, 2012 at 15:36

    Eventually,but it’ll be the death of small traders, while banks,insurers and employers will be able to scrutnise all my spending. It’s not for our benefit.

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  8. antennagallery

    JAMIE, 12

    November 10, 2012 at 15:37

    Yes, but if this happens, everyone will need a phone to support this. If this is to happen, Parliament will have to give a free phone to everyone who sets up a bank account. It’s unnecessary.

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  9. antennagallery

    EDB Productions

    November 10, 2012 at 15:53

    CLEVER IDEA SO LONG AS IT IS ACTUALLY SECURE!

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  10. antennagallery

    B Way

    November 10, 2012 at 16:46

    payments by phone?!? I declare this unnatural. YOU SHALL BURN AS A WITCH!

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  11. antennagallery

    Paulo

    November 10, 2012 at 16:48

    I think that if we could pay bills using the digital impression of our finguers would be better.

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  12. antennagallery

    Ali

    November 10, 2012 at 17:25

    its not fair on people who do not have a phone.

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  13. antennagallery

    Sam

    November 11, 2012 at 11:44

    of course it will happen. you know apple will do it!!!! and it will save paper.

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  14. antennagallery

    Chris

    November 12, 2012 at 15:51

    no its a heinous idea, where have old fashioned values gone?

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  15. antennagallery

    Briannarchy

    November 12, 2012 at 21:31

    Too ‘big brother’ for me…i’ll keep using cash for as long as i can, thank you

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  16. antennagallery

    Rebecca

    November 13, 2012 at 14:08

    no because it won’t feel like i am actually spending money and so i will end up buying more without realising it. having real money makes you much more aware of your budget and how much you have left

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  17. antennagallery

    ELACCA

    November 14, 2012 at 14:29

    Great idea, but what happens when you lose your phone and can it even be used on all phones or just smartphones?!

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  18. antennagallery

    George

    November 15, 2012 at 12:11

    i think it is a great idea

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  19. antennagallery

    Jasming

    November 15, 2012 at 15:16

    money can spread germs and possibly dusty

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  20. antennagallery

    Boz

    November 16, 2012 at 12:57

    If it is safe to use then i would try it. Concern is what happens when you loose your phone?

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  21. antennagallery

    Theres

    November 16, 2012 at 13:29

    I wouldn’t be entirely comfortable payimg by phone. I’d imagine people running into me with a machine in their jacket which makes my phone ‘pay’ without me wanting to, for example. :(

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  22. antennagallery

    Matt

    November 17, 2012 at 12:20

    the only problem is that phones die. no battery, no money!

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  23. antennagallery

    John And Amy

    November 17, 2012 at 15:23

    This is a smart way to pay for items without needing to carry around money, so there is less chance of losing your money. Also, you end up carrying less items. :)

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  24. antennagallery

    Ianua Zalicarim

    November 17, 2012 at 15:28

    this is a greatide, though would neccessary to own a mobile.

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  25. antennagallery

    T

    November 17, 2012 at 16:15

    it’s a great idea but not 4 everyone : we need choices and dierse methods of payment. if l want to give cash as a gift or pay our milk bill the mobile option would not be practical.

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  26. antennagallery

    Melody

    November 18, 2012 at 16:01

    i wold not use my phone to pay because it is unsafe and people can hack accounts, etc. i would use paypal though. :-)

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  27. antennagallery

    Denize, Windsor

    November 18, 2012 at 16:02

    i believe computers and electronics will be the bane of our society: peoples expectations have become quicker knowledge equals power and soiety is too powerful in the wrong context

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  28. antennagallery

    Diana

    November 19, 2012 at 17:18

    will be so much easier!!! :) i think i should give a try! :)

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  29. antennagallery

    Anonymous.

    November 21, 2012 at 11:35

    I think not, because some people haven’t got a phone at all.

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  30. antennagallery

    Des Livings

    November 21, 2012 at 15:26

    I wouldn’t use it yet. This about confidence. I want to be sure that money cannot be taken just by being near a reader. Just imagine s0meone walking down Oxford Street with a mobile reader harvesting

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